1-The major types of financial institutions are commercial banks, savings and loan associations, mutual savings

banks, credit unions, life insurance companies, investment companies, finance companies and mortgage companies. They differ in their services and ownership structure. For examples, banks are for-profit companies while credit unions are membership-based organizations.

Moving forward, what factors determine whether a taxpayer will use the Form 1040EZ, Form 1040A, or Form 1040?.

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