1.  Will a new startup company have the track record or credit history to be one of a bank’s “best” customers

and be able to borrow at the prime rate or at a higher rate with a spread or points tacked on to the prime rate?

2. If the owner of your course project startup company at the end of the day were not able to borrow (or borrow enough) from a bank to cover the initial investment needed to get through the grand opening, when what are some other realistic options to obtain funding?  

*a short paragraph is fine*

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