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highest credit score

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Which of the following likely has the highest credit score?

  • Bob has 5 credit cards, credit utilization of 40% , and a perfect payment history for 5 years
  • George has 3 credit cards, credit utilization of 29%, an installment loan, a mortgage, a perfect payment history for 3 years.
  • Tim has 2 credit cards totaling a $50,000 limit.
  • Fred has a 30 year mortgage in the 10th year with a perfect payment history and a mortgage is his only debit.
 
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Jason Owns a life insurance policy

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Jason Owns a life insurance policy. He decided that he no longer has a need for life insurance and wants to exchange it for an annuity. To get the annuity he wants, he will have to exchange the life insurance policy and add additional money. Which of the following is correct?

  • He can make the exchange, but it will be taxable to the extent of the cash value.
  • He can make the exchange, but it will be taxable to the extent of the cash value less the additional money he puts into the annuity.
  • He can make the exchange, which will not be taxable.
  • He can make the exchange, which will not be taxable, but his basis will not reflect any of the investment into the life insurance policy.
 
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“Amazon’s track record

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“Amazon’s track record of helping the environment is certainly commendable. What I would appreciate in ordering from them is an option where the customer has the ability to decide which type of packaging they’d prefer. For instance, sometimes I receive paperback books in large boxes with airbags in them, when a bubble envelope will minimize shipping cost. That really should change so the customer has control over things. It would result in much less waste.”

What are your thoughts on that?

 
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issues that could arise in a Wait-and-see buy-sell agreements

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discuss potential issues that could arise in a Wait-and-see buy-sell agreements if a small business did not have this agreement in place.

 
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