Essay Questions Response: (1) With the credit-card contracts,

credit-card companies can unilaterally change the interest rate. Discuss whether there should be any requirements of reasonableness or fair dealing implied in the agreement. Analyze and evaluate the various issues presented while arguing and debating the connections between business, law, politics, and ethics. 

(2) The technology involved in cell phone Virtual Wallet payment systems may cross over many types of intellectual property or IP. Discuss the different IPs that may be involved and how protection of those differs. Analyze and evaluate the various issues presented while arguing and debating the connections between business, law, politics, and ethics. 

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