MBA Finance Project: RESEARCH METHODS/RESEARCH SKILLS FOR MANAGERS

Examining Linkages among Microfinance Participation, Increasing Entrepreneurship,
and the Working-Class Employment in the UK: A Case Study among Women
Main academic area(s) and sub-area(s)
Finance Specialism MBA
Context and rationale:
Women make up 70 percent of the world’s poor, but only a third of the world’s entrepreneurs (GEM 2012; Opportunity International, 2011, 2012; World Bank, 2010). Individual concepts of personal income and household income decide how money is spent or saved. Social norms determining the roles men and women are expected to fulfill within a household or community influence the ability to earn money and how to utilize it (Kiviat, 2008; Nasr, 2010; Vreeken, 2008). The limited access to credit contributes to financial exclusion for women in both developing and developed countries (Hanson, 2009; Nasr, 2010). This restriction can prevent a woman from creating or expanding a business. Microfinance serves as a vehicle to providing not only credit but also business mentoring, insurance, savings, and banking services to women.
Microfinance is seen as a strategically beneficial method to enhancing the economic development of women in the United Kingdom (UK). Microfinance, the method of providing credit, savings, and insurance plans to people, particularly women, who are underserved by traditional finance operations, has increased in use over the past two decades throughout the world. It continues to be a rapidly growing option for those seeking funding through non-traditional avenues. The use of microcredit as a strategy to increase livelihood sustainability is intended to build livelihood assets, provide for households, create jobs, and strengthen communities; though unintended consequences like loan default, business failure, coercion, or loan recycling also occur (Bateman, 2010; Goldin, 2007; Smets and Bähre, 2004).
Existing microfinance studies focus on financial gains and losses to define the success or failure of a microfinance institution (MFI) transaction. Such studies categorically overlook other dimensions of well-being which impact results. A more comprehensive understanding of the effects of utilizing microcredit is achieved through using social measurements to assess the impact of livelihood sustainability. A sustainable household is able to withstand sudden shocks and changes such as financial emergencies, natural disasters, political turmoil, or personal crisis. Economic stress can be addressed by employing a number of different strategies, one of which is increasing entrepreneurial activities. In places where entering the marketplace is prohibited by lack of capital many women in both the developing world and developed world alike turn to microfinance.
Aims and objectives:
In particular, this research proposal aims to analyze the ability of microfinance in the UK to empower women through their efforts to increase entrepreneurship. Microfinance institutions are designed to serve impoverished households by providing small-scale, low-income entrepreneurs access to reliable credit (Milgram, 2001; Morduch, 1999). Microfinance focuses largely on providing small loans to groups of individuals (primarily women) who would either be ineligible for traditional bank loans (due to lack of capital or illiteracy) or subject to the high interest rates of informal lenders (Yunus, 1995).
This study will examine the potential links between participation in microfinance, entrepreneurship, working class employment, and women’s empowerment. To do this, the study will employ a case study method to assess the associations between participation in microcredit organizations, entrepreneurship, employment, and women empowerment. Specifically, I will use semi-structured interviews and a 30- item questionnaire to investigate a variety of topics, including microcredit activities among women, increasing entrepreneurship, working class employment, and empowerment. Are microfinance agencies correct in assuming that empowering women through economic activities will increase entrepreneurship? Is the excitement about participating in microfinance as a mechanism for improving the UK women’s employment in the working class and empowerment justified? Thus, the objective of this proposed study is to answer these preliminary questions.
Indicative research approach (methodology, design and methods):
The proposed research will utilize the case study methodology. This case study may provide a multidimensional look at how microfinance is being utilized by some women in the UK. This can be done by evaluating livelihood assets of UK-based women beyond financial capital and including physical, natural, social and human capital, as defined by the Sustainable Livelihoods Framework.
Small business development agencies, referrals, news stories, press releases, and microfinance directories will be used to determine appropriate women candidates who used microfinance to fund entrepreneurial activities in the UK. Before contacting the women business owner, I will read any available information about the business owner, company, or product. Then, I will be contacting about 50 women candidates and will ask them to participate with a personalized e-mail letter indicating I have some knowledge of their business and how I thought it might relate to my research project. If the business owner will respond in the affirmative, a second letter detailing the project will be sent, along with a copy of the IRB form and interviews will be scheduled.
The interview structure of this proposed project will allow the women participants to use their own vocabulary and mental maps to identify and expound upon themes important to each of them. The interviews will be initiated by asking why they decided to become an entrepreneur. After that, questions will be ask in no particular order, but the prepared flow of the interview will be followed.
The recorded interviews will then be transcribed and prepared for later data analysis. Evaluating the impact and outcomes of microfinance on livelihood sustainability for this women sample could be realized by using social metrics and guided by the livelihood asset-oriented properties of the Sustainable Livelihoods Framework. The case studies of women in the UK who utilised microfinance to fund entrepreneurial activities will be analysed using social metrics to evaluate the link among microfinance participation, employment, and performance. The findings of the study will then be provided and may use additional secondary sources to highlight the condition of women entrepreneurs in the UK and what is necessary for them to succeed besides an entrepreneurial spirit. It will also address whether engaging in microfinance activities results in increasing entrepreneurship. Finally, a conclusion will be made on the potential links between participation in microfinance, entrepreneurship, working class employment, and empowerment among UK-based women.
Potential ethical issues:
The researcher will ask the participants to sign the confidentiality agreements form. In the process of data gathering, the data will be stored in a laptop for data input for analysis. Only the researcher will have access to the laptop. As explained in the Publication Manual of the American Psychological Association (2016), the data will still be made available to the committee members and appropriate personnel at Edinburgh Napier University at any time during this process in the event questions arise regarding the accuracy of the case study reports being used for raw data. The raw data will remain locked in the safe for five years following publication of this study per APA guidelines.
Seminal (or most relevant) references [maximum of five]:
Hanson, S. (2009). Changing Places Through Women’s Entrepreneurship. Economic
Geography, 85(3), 245-260. Retrieved January 31, 2019, from www.economicgeography.org
Opportunity International. (2011, 2012). Microfinance a Working Solution to Global Poverty |
Opportunity International. Microfinance a Working Solution to Global Poverty | Opportunity
International. Retrieved January 30, 2019, from http://www.opportunity.org/
Sahar, N. (2010). Women’s Access to Finance. Directions in Development: Egyptian Women
Workers and Entrepreneurs: Maximizing Opportunities in the Economic Sphere (p. 43). Washington,
D.C.: World Bank.
Vreeken, M. (2008). Can Microfinance help women? – Marjolijn Vreeken – Imponderabilia.
Imponderabilia -The International Student Anthropology Journal. Retrieved January 30, 2019, from
http://imponderabilia.socanth.cam.ac.uk/articles/article.php?articleid=15
WAM (2012). Women Advancing Microfiance. Welcome to WAM international. Retrieved
February 1, 2019, from http://www.wam-international.org/
SUPERVISOR’S FORMATIVE FEEDBACK:


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Strategic Marketing

Paper details:
Essay:
2000 word written INDIVIDUAL report (40%)
* Students are required to research a fashion brand of their choice and analyse its positioning strategy in the market.
* The report will assess students’ ability to collect data, in an efficient manner and use this data to scrutinise the marketing aspects of a fashion brand.
* The report will be covering the following subjects:
1. Analysis of the macro and micro-environment of the brand.
2. Positioning strategy of the brand: Target Customer (Pen portrait)
3. Competitor analysis.
4. Critical evaluation of the marketing communications strategy of the brand.
All FB BA assignments must be typed using the following layout and regulations
* Margins (Left 1.5″ (4 cm); Right 1.0″ (2.5 cm); Top 1.0″ (2.5 cm); Bottom 1.0″ (2.5cm)
* Font size (Minimum 12pt / 12 c.p.i. Good examples, which are easy to read, are CGTimes, Helvetica, Times New Roman and Arial.
* Maximum assignment length does not include bibliography, title page or any appendices.
Suggested table of contents for the Essay
– Executive summary
– Background of the brand
– Current performance
– Target Market
– Competitors POD and POP
– Macro-environment Factors PESTLE UK
– SWOT
– Marketing Mix 7p’s
Product
Price
Place
Physical Evidence
Process
People
– Promotion
Above and below the line mix
Marketing Tools
The Creative Strategy
AIDA and DRIP Models Applied to the selected brand
3p’s of Marketing Communications
USP and ESP
– Recommendations
– Conclusion
– References
– Appendix


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Programming Languages report

Programming Languages report
Programming Languages report
– Computer Science
Coursework
Harvard
3 pages
3 sources
Paper detalis:
(Context/Background)
You are working as a Programmer for ElectroSoftware Ltd a Company who specialise in developing Hardware and Software solutions with the Raspberry Pi Microcomputer. You have been asked to design, create, implement, debug and test a system, for the drinks industry. The System will be of a mimic drinks vending machine. You will use Electronics & Programming to complete this task.
You are to produce a report that:
• Explores a range of existing programming languages and explain how the chosen language will aid the development of a drinks vending machine (P1)
• Explains how the Python language is suitable for future enhancement of the drinks vending machine (M1)
• Produce an Algorithm as a Flowchart that will aid the development of code for a drinks vending machine (P2)
Extra information:
I would recommend discussing 3 programming languages: Python, Java and C++
Literature Review and Proposed Service Improvement Plan to Improve Service User
Experience
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Nursing

Nursing
Essay
Harvard
Number of pages:
19 pages
30 sources
Paper details.
5000 words literature review
The following structure should be considered when writing this assignment:
Introduction and Background (Maximum 300 words).
Briefly introduce and reference the key topic that has inspired your proposal for change to improve the
service user experience. You will need to provide a rationale as to why you have chosen this topic and
illustrate the significance of this using appropriate evidence. It will be useful to set the scene for your
service user improvement by providing statistics from the literature that demonstrate the scale of the
issue that you feel needs to be improved. You can also introduce the impact of the issue on patient
experience.
Literature Review (Around 2900 words)
A literature review is a critical analysis of the findings of a variety of different authors on a given subject.
This section requires you to have the knowledge and skill to undertake a literature search around your
chosen topic.
If you have not used the skill of undertaking a literature search for previous assignments it is
strongly recommended that you visit the library for a refresher on how to go about this. You will
not be able to write this section until you have undertaken a substantial literature search and read the
literature that you will be critiquing. Anglia Ruskin University’s library page hosts search engines such
as CINAHL Plus, Cochrane and Medline.
You will need to identify how you have undertaken the search for your literature and a summary
of this will be placed within your appendix. This will include a list of the search criteria that you have
used including, search engines used, key words or terms, date range (keep this contemporary),
inclusion criteria (e.g. specific countries), exclusion criteria etc. You will need to demonstrate how you
have used criteria to reduce the number of articles you have identified to a manageable number that
address the key topic you are focusing on.
The literature that you use should include:
o published primary research
o Local and National Policy
o a range of literature from other relevant sources (articles, books and reputable websites
that provide additional insight into the topic under review)
Cormack’s (2000) framework for critiquing primary research is a useful tool to support you in appraising
research papers and organising your thoughts around these. You are required to use this tool to
demonstrate that you have identified appropriate research literature and considered the value of this.
You will be required to include a table in the appendix which shows that you have used
Cormack’s framework to evaluate your chosen research papers.
Why is it important to conduct a literature search and read the literature prior to structuring this
section and deciding on the key themes within it?
Only when you have read the literature will you be able to establish some prominent and emerging
themes to help structure this section of the assignment. Do not pre-empt or second guess these themes
before you have read the literature – otherwise your discussion will not reflect the literature or provide
a logical review.
The limit of a 2900 word count for this section will require you to be succinct in your writing and you are
advised to choose no more than 2 themes from the literature to structure your discussion. Any more islikely to result in a descriptive account of the literature, rather than an analytical and challenging debate
of the literature.
How should research articles be discussed within this section?
The work that you have done using Cormack’s framework will be key to the discussion in this section.
When reviewing research based literature you need to be able to identify whether the research had a
quantitative or qualitative approach, or perhaps a mix of both.
Where possible you should make comment on the overall design of the study, the ethics associated
with the study, the sample size and sampling technique, the data collection methods and in some cases
it may be appropriate to discuss how the data were analysed.
A literature review is not just a summary of who said what. It is an analysis, evaluation and comparison
of the findings of different authors writing about the same topic.
Application to practice is also important and you will need to demonstrate that you are able to consider
the literature in the context of the practice setting. Your previous experience around your chosen topic
will help to inform this.
Change Management (Around 1400 words)
You will be required to consider carefully how your proposed service user improvement could be
implemented in the future (N.B. You are not expected or permitted to implement this plan as part
of this assignment).
Develop an action plan using the Specific, Measurable, Achievable, Realistic, Time-bound
(SMART) framework.
This action plan will be placed in your appendix and will not be included in the word count. The plan
will be used within your discussion about change management in this section of the essay.
You will need to familiarise yourself with change theory.
Identify one theory of change that you will discuss in this section and make reference to the stages of
this change theory as you discuss the proposed implementation of your service improvement. For
example, if you choose to use Lewin’s (1947) renowned change theory, within the ‘unfreezing’ stage’
you will be required to discuss the positive driving forces that will support your proposed change (for
example, involving all staff in a discussion to explore the benefits of the change, demonstrating the
positive impact on patient care, positive impact on resources such as staff time, staff job satisfaction
etc.). You would also discuss the negative restraining forces that could impede the change (for example,
resistance to change by staff, cost, lack of education etc.) The Force Field Analysis in Lewin’s theory
would inform the discussion here as you would need to consider if the factors against change outweigh
the factors for change. How might you address this? Are there any of the negative drivers that can be
influenced to provide a more positive impact?
Make it clear who should be involved to achieve the change and what effect the proposed change will
have on stakeholders, and the multi-professional health care team. Briefly consider how leadership
theory can be effectively used to enable and sustain the change in collaboration with the team from old
local care/professional practices to new evidence-based practices.
Make realistic recommendations for the implementation of your service improvement that are
sustainable.
State how the change will be measured for success, from a pre-change state to a post-change state.Conclusion (Maximum 400 words)
State what has been learned during this assignment, keeping it specific to the information covered in
the main body of this essay (no new material should be discussed).
Make recommendations for further self-development in terms of developing evidence-based practice
through; literature searching skills; skills in the analysis and evaluation of literature; growth as a leader
and growth as a change agent.
Finally make a recommendation for future research that is needed to give some specific evidence￾based information for current nursing practice e.g. a gap in the existing evidence-based knowledge in
the current research findings.
Appendices
Summary of Literature Search


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