Agriculture is the heart and soul of Bangladesh economy. Even though majority GDP contribution of the country derives from manufacturing and service sectors, agriculture sector employs the highest percentage of the population. Unfortunately, people employed in this sector are less educated and almost completely detached from the financial sector of the nation. Due to absence of financial products for the agro sector participants, the farmers are the victim of price irregularity. They also have no risk mitigation products, health insurance, pension or other basic modern day financial services that are enjoyed by the farmers in developed nations. Can you come up with a comprehensive plan that will make an uniform agro product market for the farmers to reduce economic loss for them? Also, can you explain how bank and other NBFIs (Non-bank financial institutions) can offer financial products such as loan, insurance and pension policy for this underserved community of this country? Can you make the suggesstions adjacent to the culture, infrastructure, law and most importantly it have to make business sense for banks and NBFIs (Non-bank financial institutions) of BANGLADESH.
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