In which of the following examples would a contract between an insurer and prospective insured be legal? 1. The applicant is intoxicated at the time of application. 2. The applicant is a 12-year-old student. 3. The applicant is under the influence of medication at the time of application. 4. The applicant has a prior felony conviction.

In which of the following examples would a contract between an insurer and prospective insured be legal?
1. The applicant is intoxicated at the time of application.
2. The applicant is a 12-year-old student.
3. The applicant is under the influence of medication at the time of application.
4. The applicant has a prior felony conviction.

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