Listed below (A-F) are six key provisions of the Affordable Care Act that are designed to expand health insurance

coverage in the U.S.  Also below (1-8) are eight groups of potentially uninsured persons. Match each group to the provision of the ACA that is designed to ensure that group can (and will) obtain health insurance, by placing the correct letter on the line beside the statement.  You will need to use some letters more than once. (In some cases there is more than one correct answer. You need only choose one of those answers.) 

A. Individual mandate
B. Employer mandate
C. Health insurance exchanges
D. State Medicaid expansion
E. Insurance reforms
F. Extended dependent coverage
 


1.__________   the poor
2.__________   full-time workers 
3.__________   part-time workers 
4.__________   self-employed workers
5.__________   the young
6.__________  persons with pre-existing health conditions 
7.__________  the unemployed 
8.__________  the stubborn 


(B)  Last year, many large health insurers pulled out of the state health insurance exchanges because the companies were losing so much money.  In some cities, like Tucson, there is now only one insurer offering policies through the exchange. At the same time, insurance premiums on the exchanges have increased dramatically – in some places more than doubling.  Explain why the exchanges are collapsing, with specific reference to the provisions in the ACA that are causing insurers to lose money even as premiums are increasing.

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