The incontestable clause allows an insurer to: disallow a change of ownership throughout the Contestable period disallow a change of beneficiary during the Contestable period contest a claim at anytime if the cause of death was accidental contest a claim during the contestable period

The incontestable clause allows an insurer to:
disallow a change of ownership throughout the Contestable period
disallow a change of beneficiary during the Contestable period
contest a claim at anytime if the cause of death was accidental
contest a claim during the contestable period

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