Which of the following statements is true about cafeteria plans?  options:

The flexible spending account is part of a cafeteria plan

If there are not enough credits, the employee can pay the additional cost through payroll deduction on a pretax basis using a modular conversion plan

Long-term care is included in cafeteria plans, while a 401(k) plan is excluded

A core plus cafeteria plan requires less administrative cost than a modular cafeteria plan

Modular cafeteria plans are more flexible than the core plus cafeteria plans

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