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Your brother, who is 6 years old, just received a trust fund

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Your brother, who is 6 years old, just received a trust fund that
will be worth $25,000 when he is 21 years old. If the fund earns 0.09 interest compounded annually, what is the value of the fund today?

If you were to borrow $8,500 over five years at 0.11 compounded monthly, what would be your monthly payment?

 
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