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Please help with this problem! We have acquired new furniture for the office

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Please help with this problem!
We have acquired new furniture for the office. The invoice for $6,000 offers two ways to pay: we can pay the entire amount by September 1, or we can pay $3,060 by September 1 and $3,000 by January 1.

How does our decision depend on the interest rate at which we can invest our funds?

*I needs an Excel file with model along with explanation as well as the answer to the question in the problem!*

 
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